Whitepaper

AutoRek Product Guide: Insurance Broker Accounting (IBA)

Insurance Broker Accounting (IBA) sits at the heart of broker operations. It underpins financial stability, regulatory compliance, and accurate reporting across client funds, insurer settlements, and commissions.

Yet for many brokers, IBA remains heavily manual, fragmented, and difficult to scale.

High transaction volumes, inconsistent data formats, and complex reconciliation rules make IBA far more demanding than standard finance processes.
Manual workarounds only add to the pressure, increasing operational cost and limiting capacity.

Automation changes that.

Automated IBA processes remove manual effort, standardize data, and give finance teams the control and visibility they need to operate at scale. The result is faster processing, stronger financial control, and the ability to focus on higher-value work.

This guide explores how AutoRek helps insurance brokers modernise IBA through intelligent automation, built on decades of domain expertise.

You’ll see how AutoRek simplifies and automates four core areas of IBA:

  • Cash posting and allocation
    Automatically reconcile and allocate payments at policy level, reducing manual effort and improving debtor visibility.
  • Insurer statement reconciliation
    Standardise data from any format, apply flexible matching rules, and resolve breaks faster with full auditability.
  • Bordereaux reconciliation and financial controls
    Aggregate and reconcile data across risk, premium and claims bordereaux, improving data accuracy and financial governance.
  • CASS 5 compliance
    Automate client money calculations, reconciliations and record-keeping to maintain compliance and reduce operational risk.

With the right automation in place, brokers can:

  • Reduce time spent on reconciliation processes
  • Improve control over client money and financial data
  • Increase operational capacity without increasing headcount
  • Strengthen compliance and audit readiness
  • Gain real-time visibility across IBA processes

 

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